Master Books Consumer Math Set

SKU
MBCMST
Grade 9-12
Teaching Method
Traditional
Teacher-centered curriculum commonly used in classrooms that may include a text, teacher manual, tests, etc.
Charlotte Mason
A methodology based on the work of a 19th century educator who maintained that children learn best from literature (Living Books), not textbooks.
Classical
A methodology based on the Latin Trivium (three stages of learning), including the grammar stage (memorization and facts), logic stage (critical thinking), and rhetoric stage (developing/defending ideas).
Unit Study
A thematic or topical approach centered around one topic that integrates multiple subject areas.
Montessori (Discovery)
A methodology based on the work of a 20th century educator that emphasizes student and sensory-driven discovery learning and real-life applications.
Other
Other methodologies
Religious Content
Secular
Contains content contrary to common Christian beliefs (i.e. evolution).
Neutral
Avoids religious or theoretical topics or presents multiple viewpoints without preference.
Christian/Religious
Faith-based or including instructional religious content.
Learning Modality
Auditory
Learns through listening, talking out loud or reading out loud.
Visual
Learns through seeing, prefers written instructions and visual materials.
Kinesthetic/Tactile (Hands-On)
Learns through moving, doing and touching.
Multi-Sensory
Curriculum that employ a variety of activities/components.
Presentation
Sequential
Curriculum progresses through well-defined learning objectives. Emphasizes mastery before moving to the next topic.
Spiral
Topics and concepts are repeated from level to level, adding more depth at each pass and connecting with review.
Conceptual/Topical
Focus is on the “why,” often with a unifying concept as well as specific skills; coverage may be broader.
Teacher Involvement
Low Teacher Involvement
Student-led materials; parent acts as a facilitator.
Medium Teacher Involvement
A mix of teacher-led time and independent student work.
High Teacher Involvement
Teacher-led lessons; may utilize discussions, hands-on activities and working together.
Additional Materials Required
No other materials needed
Everything you need is included.
Other Materials Required
There are additional required resources that are a separate purchase.
Other Materials Optional
There are additional resources mentioned or recommended but are not absolutely necessary.
Consumable
Consumable
Designed to be written in; not reusable.
Non-Consumable
Not designed to be written in; reusable.
Our Price
$101.98 $101.98 $81.58
Rainbow Savings: $20.40

Product Overview

  • Biblical Worldview: Teaches stewardship, the danger of debt, honesty in taxes, the value of saving, and gratitude. Scripture references from the ESV, NIV, KJV, and NKJV
  • Up-to-Date Content: Addresses many of the financial and practical concerns of the 2020s
  • One High School Math Credit: 36 weeks of 5-day lesson plans (180 total lessons)
Package Contents
Master Books Consumer Math Set
Master Books Consumer Math Set
SKU
MBCMST
Grade 9-12
Our Price
$101.98 $101.98 $81.58
Rainbow Savings: $20.40

Description

From the same author as MasterBooks’ Mathematical Reasoning course, this Consumer Math course covers a wide array of finance-related topics and “adulting” skills that every high schooler should know.  Each lesson includes explanations about the topic, along with examples, key terms, sample calculations, illustrations, and helpful charts, all in clear, plain language. After finishing this course, your student will be able to apply basic math skills to a variety of situations they will encounter as an adult. The curriculum aims to cover not just the how, but the why of our financial decisions.

Topics: Consumer Math teaches an impressive list of topics divided up into 4 quarters. The first quarter includes the big-picture principles of living expenses, giving, saving, and taxes. In the second quarter, topics include budgeting, medical expenses, and budgeting for big expenses. The third quarter includes how to make financial decisions regarding cars and housing and how to prepare for a career. The fourth quarter goes into more depth in savings accounts, business math/taxes, and applying math skills to daily life.

In a typical week, your student will read approximately 7-10 pages from the textbook and complete 7-8 pages in the workbook. Everything is open-and-go, with the student reading the lesson and completing the day’s questions or calculations. Many of the lessons include a “Case Study” where the author shares a story that illustrates the principles of the lesson. 

If your student would benefit from video instruction, MasterBooks does sell a self-paced, online course for Consumer Math through their website.  ~Tara 

Publisher's Description of Master Books Consumer Math Set
Prepare your high school student for real-world financial decisions with this Christian homeschool curriculum that teaches personal finance through the lens of biblical stewardship. Consumer Math homeschool curriculum set equips teens in grades 9–12 to apply math skills to budgeting, saving, debt, taxes, housing, and career planning—developing financial literacy rooted in faith and practical life application.

Equip your high school student with essential life skills with Master Books’ Consumer Math: Biblical Stewardship & Personal Finance; a comprehensive, Scripture-integrated high school math curriculum that prepares students to make wise financial decisions in everyday life. Designed for 9th–12th grade students, this course goes far beyond the classroom—teaching budgeting, saving, taxes, career planning, housing, debt, compound interest, and more, all through the lens of biblical stewardship.

This hands-on course reinforces foundational math skills while developing critical thinking and practical financial literacy. Students will gain the tools they need to navigate major life decisions—from buying a car to preparing for retirement—with confidence and discernment.

What makes this Consumer Math course unique?

  • Real-Life Math Applications: Teach your student to apply math in real-world situations like budgeting, managing living expenses, calculating taxes, and evaluating purchases.
  • Biblical Perspective: Integrated Scripture studies guide students to view money, resources, and responsibility through a biblical worldview.
  • Engaging Activities: Features real-life case studies that help students see biblical principles applied in action. “Scripture Sleuth” activities for Bible study, and application exercises to help reinforce the course concepts.
  • Skill Development: Encourages the development of mental math skills, an understanding of budgeting, and good financial choices. The course emphasizes the biblical importance of generosity, saving, and wise spending.
  • Teacher Guide Included: Engaging lesson reviews, thought-provoking assignments, and guided reflections make this course easy to teach and meaningful to complete.
  • Additional Learning: Optional Master Books Academy online course provides additional learning opportunities and online labs. (COMING SOON!)

Course Overview:

  • Quarter 1: : Giving, Living Expenses, Debt, and Taxes
  • Quarter 2:: Budgeting for Essentials and Big Expenses
  • Quarter 3:: Major Financial Decisions—Cars, Careers, Housing
  • Quarter 4:: Investing, Retirement, Business Math, and Review

Course Features:

  • 45 minutes per lesson, 5x per week
  • Convenient daily schedule, saving you time!
  • Full-color student & teacher text
  • Perforated, 3-hole punched worksheets
  • Recommended Grade Level: 9th – 12th
  • One-year course to earn one math credit
Category Description for Consumer Math from Master Books

Consumer Math from Master Books is a practical, real-life high school math course that equips students with essential “adulting” skills for managing money wisely. Written from a biblical worldview, it teaches stewardship, the dangers of debt, honesty in taxes, the value of saving, and gratitude for God’s provision.

Students learn to apply basic math skills to everyday financial situations, making wise decisions with confidence.

Key Curriculum Features:

  • Real-world topics including budgeting, saving, giving, taxes, planning for big purchases, and daily financial decisions
  • Clear, plain-language explanations with examples, key terms, sample calculations, illustrations, and helpful charts
  • Biblical integration woven into every lesson
  • Open-and-go format with direct instruction written to the student
  • Review pages, quizzes, quarterly exams, and a final exam to ensure mastery

Program Components:

  • Student Book: Consumable workbook with fill-in-the-blank questions, multiple choice, spreadsheets, calculations, and review activities
  • Teacher Guide: 3-hole-punched guide with course notes, schedules, extra resources, all workbook pages, and complete answer key

Both components are required to complete the course and can be purchased individually or as part of a set.

Consumer Math stands out for its practical focus on life skills and strong biblical emphasis on financial stewardship. It is an excellent choice for high school students, typically Grade 12 or as an elective, who are preparing for independent living and responsible money management.

Find the Consumer Math set and individual books below!

Details
More Information
Product Format:Product Bundle
Grades:9-12
Brand:Rainbow Resource Center
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