We use cookies to make your experience better. To comply with the new e-Privacy directive, we need to ask for your consent to set the cookies. Learn more.
Consumer Math Lifepac - Unit 5 Worktext
Consumer Mathematics Unit 5 introduces students to the concept of credit scores, exploring how credit scores are developed, the main credit report bureaus, and how to build good credit. Students also learn about factors to consider when selecting credit cards and finance charges associated with credit cards. Lastly, students learn about using credit responsibly, potential consequences of excessive debt, and strategies to correct excessive debt.
In this course, students will study:
· Credit scores
· Factors that impact credit scores
· Credit cards and finance charges
· Factors to consider when choosing a credit card
· Using credit responsibilities
· Consequences of excessive debt
· Strategies to correct excessive debt
· Strategies to improve credit scores
Course Objectives
· Define key financial terms associated with credit cards.
· Calculate finance charges using different interest rates.
· Understand information included on credit card statements.
· Understand the impact of making only minimum payments on credit cards.
· Compare credit cards with reference to fees, APR, grace period, and credit limit.
· Identify types of credit.
· Understand what is reported to credit bureaus.
· Identify the factors lenders consider when making credit decisions.
· Understand how credit score affects creditworthiness and the cost of credit.
· Identify how to use credit responsibly and maintain creditworthiness.
· Define key terms associated with credit problems.
· Recognize signs of excessive debt and describe possible consequences.
· Know strategies for avoiding and correcting credit problems.
Homeschoolers appreciate the Alpha Omega curricula for their ease of use and quality instruction. There are 4 different teaching options available to help you meet your math education needs: Lifepacs, Horizons, Switched on Schoolhouse (flash drive for Windows only) and Monarch (online). Please see each option for the full course description. Christian content is included in the Lifepac, Switched on Schoolhouse and Monarch curricula.
A complete, Christian math curriculum that emphasizes skill mastery. Each Complete Boxed Set contains ten LIFEPACs and a teacher guide. The only exception is the Grade K Boxed Set, which contains two student books and a teacher guide. LIFEPACs only (no teacher guide) are also available for use with multiple students. Review and self-tests are built into the curriculum. LIFEPACs are thin, consumable student work texts. They are colorful in the elementary grades, but become less colorful as the grade level increases. Each set of ten LIFEPACs provides a year-long curriculum.
The spiral-bound teacher's guide contains a curriculum overview, teacher's notes, answer keys, and suggested guidelines (for scheduling, grading, study methods, etc). Daily lesson plans are not included. Teacher guides for grades K-1 provide more detailed teaching instruction than guides for grades 2-12. Why? Because the LIFEPAC curriculum facilitates the independent study approach. Starting in second grade, written instruction is included in each LIFEPAC so that the lessons are largely self-instructional. The teacher's responsibilities include introducing each LIFEPAC, setting a schedule, completing teacher checks, being available for student questions, administering and grading tests, and developing additional learning activities.
You might be wondering, "What's the difference between this curriculum and Horizons Math?" After all, both programs come from the same publisher and follow a similar scope and sequence up to the sixth grade. The main difference, in my opinion, is that Horizons is not self-instructional (written instruction is not included in workbooks). Another difference is that LIFEPACs offer standard practice problems whereas Horizons offers a greater variety of problems (mazes, decoding, etc) as well as standard drills, but LIFEPACs provide many more problems per workbook page. ~ Anh
Placement TestsPractical application of math in the areas of family finances, occupations, business, and transportation. Helps students to solve real-life problems in budgeting, banking, and taxes. Boxed set includes ten LIFEPAC workbooks, review test and a solution key (which includes answers to the Lifepac questions), self-test, and test. LIFEPACS ONLY set includes just the Lifepacs, and workbooks and solution key are also sold individually. Prerequisites are Algebra I and Geometry.
Product Format: | Paperback |
---|---|
Brand: | Alpha Omega Publications |
Grades: | 10-12 |
ISBN: | 9780740342769 |
Length in Inches: | 10.875 |
Width in Inches: | 8.375 |
Height in Inches: | 0.125 |
Weight in Pounds: | 0.3 |