Foundations In Personal Finance Homeschool Ed.

Description

Combining Dave Ramsey’s high energy with the practical experiences of his team, this revised homeschool edition of Foundations in Personal Finance equips high schoolers for financial success!

Divided into 13 chapters, students learn personal finance, understanding your money personality, budgeting basics, the importance of savings, understanding credit and debt, how to be a smart consumer and consumer rights, career preparation with basic information on resumes and interviewing, entrepreneurship, college planning, banking and financial services, insurance, income and taxes, housing and real estate, investing and retirement, generosity, and global economics.

There are two components for this course: a printed Student Worktext and the Online Digital platform with streaming video lessons and teacher resources. The consumable Student Worktext offers guided notetaking for video lessons, text readings, analyze and reflect questions and short answer journaling questions. Each chapter concludes with a review section with fill-in-the-blank, multiple choice and summary questions. The worktext is visually appealing, with ample white space and colorful illustrations. It also includes a web link and unique code to access the digital component. There is no religious content in the Student Worktext. 

Offering one-year access that begins when you activate it, the Digital Platform is divided into a Teacher and Student section. For the student, online video lessons, additional activities (2 per chapter), and chapter review and tests (auto graded) are easy to navigate and allow for independent learning. The Teacher section includes the printable Pacing Guide, end notes, glossary, worktext answers, additional activity pdfs (with answers), family discussion ideas, case studies, scripture references and topical devotions, and a printable certificate of completion. Worth mentioning, the devotions and scripture references are completely optional to be used at the parent’s discretion.  There is also a bonus 90-minute documentary, Borrowed Future (with Teacher Resources), that explores the student loan industry. Each student will need their own worktext and digital platform.

As a mom who required the previous edition of this course as a prerequisite for homeschool graduation, I applaud the Ramsey team for keeping personal finance practical and current for today’s young people. Provides young people (and their parents!) the knowledge necessary for financial success! ~Deanne

Teaching Method
Traditional
Teacher-centered curriculum commonly used in classrooms that may include a text, teacher manual, tests, etc.
Charlotte Mason
A methodology based on the work of a 19th century educator who maintained that children learn best from literature (Living Books), not textbooks.
Classical
A methodology based on the Latin Trivium (three stages of learning), including the grammar stage (memorization and facts), logic stage (critical thinking), and rhetoric stage (developing/defending ideas).
Unit Study
A thematic or topical approach centered around one topic that integrates multiple subject areas.
Montessori (Discovery)
A methodology based on the work of a 20th century educator that emphasizes student and sensory-driven discovery learning and real-life applications.
Other
Other methodologies
Religious Content
Secular
Contains content contrary to common Christian beliefs (i.e. evolution).
Neutral
Avoids religious or theoretical topics or presents multiple viewpoints without preference.
Christian/Religious
Faith-based or including instructional religious content.
Learning Modality
Auditory
Learns through listening, talking out loud or reading out loud.
Visual
Learns through seeing, prefers written instructions and visual materials.
Kinesthetic/Tactile (Hands-On)
Learns through moving, doing and touching.
Multi-Sensory
Curriculum that employ a variety of activities/components.
Presentation
Sequential
Curriculum progresses through well-defined learning objectives. Emphasizes mastery before moving to the next topic.
Spiral
Topics and concepts are repeated from level to level, adding more depth at each pass and connecting with review.
Conceptual/Topical
Focus is on the “why,” often with a unifying concept as well as specific skills; coverage may be broader.
Teacher Involvement
Low Teacher Involvement
Student-led materials; parent acts as a facilitator.
Medium Teacher Involvement
A mix of teacher-led time and independent student work.
High Teacher Involvement
Teacher-led lessons; may utilize discussions, hands-on activities and working together.
Additional Materials Required
No other materials needed
Everything you need is included.
Other Materials Required
There are additional required resources that are a separate purchase.
Other Materials Optional
There are additional resources mentioned or recommended but are not absolutely necessary.
Consumable
Consumable
Designed to be written in; not reusable.
Non-Consumable
Not designed to be written in; reusable.